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Individual Coverage
What if you got injured or sick?
We pay CASH directly to you to cover unexpected expenses or lost income, use it however you want!
We are not a reimbursement or co-pay model. The cash benefit amount is selected during policy setup.
We offer "Day 1 Disability" up to $3000 in monthly benefits starting from the first day of the incident, and additional long-term disability up to $5000 per month (adds up to $8000/month together).
We cover you for smaller injuries and partial disability, allowing you to get back to work quickly after an incident occurs. You can also add an extra $10,000 in medical expense reimbursement and up to $5000 in monthly business overhead expense coverage.
Lump-sum payouts (the big stuff)
Life insurance covers debts, mortgage, final expenses, income replacement for your family, and to leave a legacy.
Critical illness benefits pay a lump-sum up to $100,000, and stays in place FOR LIFE. Return of premium is included, so all premiums are paid back to your beneficiaries, minus any claims.
Cancer Care pays a daily benefit up to $400 while you are undergoing medical treatment, and also pays recovery benefits and up to $10,000 lump-sum upon diagnosis.
Healthcare is "free" in Canada?
You might be surprised. You would either need to have private coverage, or pay out of pocket for a number of services related to cancer care, private surgery, ambulance rides, or rehabilitation care.
Medications, frequent travel costs, meals, hotels, and lost wages are NOT covered by public health.
This is why there are so many GoFundMe's online today.
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