Individual Coverage

What if you got injured or sick?
We pay CASH directly to you to cover unexpected expenses or lost income, use it however you want!
We are not a reimbursement or co-pay model. The cash benefit amount is selected during policy setup.
We cover ANY accident (rodeo, MMA, BMX, skydiving, hunting, etc.) and ANY sickness (cancer, heart conditions, respiratory illnesses, and many pre-existing conditions).
We pay a lump-sum benefit for hospitalization, outpatient surgeries or fractures up to $4000, allowing you to get back to work quickly after an incident occurs.
We also offer "Day 1 Disability" up to $3000 in monthly benefits starting from the first day of the incident, and long-term disability up to $5000 per month.
Lump-sum payouts (the big stuff)
Life insurance covers debts, mortgage, final expenses, income replacement for your family, and to leave a legacy.
Critical illness pays a lump-sum benefit up to $100,000, and stays in place FOR LIFE. Return of premium is included, so all premiums are paid back to your beneficiaries, minus any claims.
Cancer Care pays a daily benefit of $100 or $200 while you are undergoing medical treatment, and also pays a recovery benefit for 3x the number of days of treatment.


Healthcare is "free" in Canada?
You might be surprised. You would either need to have private coverage, or pay out of pocket for a number of services related to Cancer care, private surgery, ambulance rides, or rehabilitation care.
Medications, frequent travel costs, meals, hotels, and lost wages are NOT covered by public health.
This is why there are so many GoFundMe's online today.

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